Financial Consultant, Insurance Specialist, Business Expert
About Us
Financial Services
We offer free 401K analysis, and are skilled in risk assessment, rollovers, and available investment options. Experienced financial advisor, financial planner, financial consultant, insurance specialist, and business consultant - start, growth and exit.
Life Insurance
We offer free initial consulting and policy reviews. Special expertise in Buy/Sell Agreements and subsequent funding. We provide all types of Life, Health and Accident Insurance, for business and individual needs.
Business Consulting
Neil has owned, designed and consulted on hundreds of various businesses. We specialize in start-ups, and helping new owners on what to do and obtaining resources. For more information, including examples and references, please call us at 1 (585) 978-9788.
Committed To Helping Clients Succeed
History & Expertise
Business School
-
BS Degree Political Science
SUNY College At Brockport
Skills
- Wealth Creation
- Negative Exposure Identification
- Financial Consultant
- Insurance Specialist
Top Experiences
- eBaum's World Startup, Growth, Exit
- Stock Market Broker
- Estate Plans
- Investment & Retirement Plans
Margaret's Estate
Margaret is one of two surviving owners of a multi-billon dollar technology company. She had a variable life insurance policy as a result of bad advice from a financial planner. When a life insurance policy is needed to pay estate taxes, the face value should not fluctuate. The insurance policy had lost its face value. There would be no coverage so there would be no funds for taxes and expenses at the time of Margaret’s passing. Exposure to multiple IRS issues was also discovered.
We helped analyze Margaret’s situation before selling the bad policy. The funds were used to purchase the correct type of policy. This policy would retain its value throughout Margaret’s life, and be there to pay the taxes and expenses.
Neil is an expert financial consultant with the skills and experience to ferret out negative exposures, and develop a solution that is right for you.
Upside without The Downside
I received a referral from one of my dearest friends who had moved to California. Her son wanted to open investment accounts for retirement and to assist his children with college tuition. He had not made regular contributions to his 401K. He wanted to catch up to where he wanted to be to achieve his goals and dreams.
This client had little investment experience, and was also extremely risk averse. He wanted to take advantage of an upmarket, but, he also stated he wanted to be guaranteed not to lose ANY of his principal. That was a tall order as we were investing in the stock markets.
Fortunately, because the client could assure me that he would not take any withdrawals from this investment for a ten year period. I was able to find him a suitable vehicle for his retirement account. He did, in fact, participate in the upside of the market. He continues to do so without the fear of losing principal, that resets each year and is rapidly growing.
Start, Grow, And Exit
eBaum’s World is a success story of business start-up, growth and exit when the time was right. I held the role of Executive VP from the beginning helping with the start-up including business strategy and formation, interfacing with lawyers on legal issues, and everything that a start-up needs to be successful.
As we grew, I was led the business aspects required to achieve growth. The photo is our office where we started with one room and grew until we decided to obtain the entire building. It was fun working with the team to grow the business to achieve amazing success.
When the time was right to exit, I devised a plan to sell the business and created a financial plan to avoid paying excessive income tax. The eBaum’s World experience and knowledge is useful to this day.
Click Here to Read the Full Story
Wealth Protection
Story goes here